SHL12504 bond

SHL12504

VN0SHL125048

100,000,000 VND

Private Placement

The bonds have a combined interest rate between a fixed interest rate and a floating interest rate, in which: + Interest rate for the first 04 interest calculation periods: Fixed interest rate equal to 7.54%/year; and + For the remaining interest calculation periods: Floating interest rate and equal to the sum of 2%/year and the Reference Interest rate, but not lower than 9.54% in all cases and in accordance with legal regulations (if any). In which: "Interest calculation period" means each period lasting 03 consecutive months starting from the issuance date inclusive to the maturity date. In case the bonds are redeemed before maturity according to the provisions of the bond conditions, the final interest calculation period for the bonds redeemed before maturity will be calculated from the last day of the nearest interest calculation period until the relevant premature redemption date. “Premature redemption date” means a business day on which the issuer redeems part or all of the bond pursuant to the premature redemption events specified in the bond conditions. “Reference interest rate” means the base interest rate on bonds for large corporate customers for the 3-month valuation period announced by Vietnam Technological and Commercial Joint Stock Bank at or around 11:00 a.m. (Vietnam time) on the interest rate determination date of the relevant interest period. Details on the determination of the reference interest rate are specified in the Custodian Contract. “Interest rate determination date” for interest periods requiring reference interest rate determination as specified in the relevant bond conditions is the 11th business day before the first day of that interest period. “Working day” means any day other than a Saturday, Sunday or a public holiday (including compensatory leave) in Vietnam as decided by a competent state agency and prescribed by prevailing Vietnamese laws.

10/10/2025

10/10/2030

244 Bond

24,400,000,000 VND

3,836 Bond

383,600,000,000 VND

30/10/2026

Partial bond redemption before maturity