Vietnam Securities Depository and Clearing Corporation (VSDC) - Hochiminh Branch would like to announce the record date of corporate action processing for the Securities registering institution as follows:

- Expected number of securities to be redeemed: 10,000,000 bonds
- Execution rate: 100%
- Redemption price of each bond: 107,475 VND/bond
+ Bond interest is calculated according to formula: 100,000 VND x 7.475%/year x 365/ 365 days = 7,475 VND/bond
+ Bond principal: 100,000 VND/bond
+ The total amount of interest and principal actually received is rounded to the whole number (if the first dp is equal to or greater than 5, the amount is rounded up; if the first dp is less than 5 then the fractional part is removed);
- Payment date: 30/10/2026
- There is not deadline for registering to sell bonds back to the securities registering institution. According to bond terms and conditions, bondholders are obligated to sell all bonds back to the securities registering institution. All redeemed bonds are canncelled.
- Payment place:
+ The holders whose securities have been deposited will receive redemption amount at the depository member where they opened depository account.
+ The holders whose securities have not been deposited will make bond redemption procedures at HDBank from 30/10/2026 via bank transfer to owner's accounts. 
Coordination details and procedures for corporate action processing for holders of the above securities between VSDC, the Securities registering institution and depository members are specified in the Guideline on corporate action processing for securities holders at VSDC.
Ho Chi Minh City Development Joint Stock Commercial Bank and the parties involved in the process of preparing the dossier, documents of corporate action processing are fully responsible before the law for the legality, accuracy, truthfulness and completeness of the dossier; Institutions and individuals participating in the confirmation of records and documents shall be legally responsible within the scope related to such records and documents as prescribed in Clause 1, Article 11a of the Securities Law No. 54/2019/QH14 dated 26/11/2019, supplemented by Clause 4, Article 1 of Law No. 56/2024/QH15 dated 29/11/2024.