HDC12502 bond

HDC12502

VN0HDC125020

100,000,000 VND

Private Placement

The bonds have a combined interest rate, specifically as follows: + For the first 02 interest calculation periods: The applied interest rate is fixed at 10.5%/year; and + For each subsequent interest calculation period: The interest rate is a floating interest rate with an interest rate equal to the sum of 4.5%/year and the reference interest rate of that interest calculation period, but in any case the interest rate will not be lower than 10.5%/year. In which: The reference interest rate applied to each interest calculation period (after the end of the first 2 interest calculation periods) is equal to the average of the saving interest rates applied to individual customers with a term of 12 months, interest paid in VND, published on the websites of the Joint Stock Commercial Bank for Investment and Development of Vietnam, Joint Stock Commercial Bank for Foreign Trade of Vietnam, Joint Stock Commercial Bank for Industry and Trade of Vietnam and Vietnam Bank for Agriculture and Rural Development (individually referred to as "Reference Bank" and collectively referred to as "Reference Banks") on the relevant interest rate determination date. In which: Interest calculation period means each period lasting 6 consecutive months from the issuance date to the maturity date or the date of early redemption of the bond.

04/09/2025

04/09/2028

60 Bond

6,000,000,000 VND

2,940 Bond

294,000,000,000 VND

15/09/2026

Partial redemption of bonds before maturity