Viet Nam Securities Depository and Clearing Corporation (VSDC) - Hochiminh branch would like to announce the record date as follows:

- Expected number of securities to be redeemed:  4,400 bonds, equivalent to a par value of VND 440,000,000,000.
- Execution rate: 100% of all bonds
- Redemption price per bond: VND 1,065,000,000/bond. Specifically:
+ Principal amount: VND 1,000,000,000/bond; interest amount: VND 65,000,000/bond.
+ The redemption price for each HDB12424 bond is calculated using the formula: Bond par value + Interest accrued from November 13, 2025 to November 13, 2026 exclusive:
VND 100,000,000 + (VND 100,000,000 x 7.475%/year x 365 days / 365 days) = VND 107,475,000.
- The total receipt amount of bondholders will be rounded to the whole number (if the first decimal place is equal to or greater than 5, the number will be rounded up; if the first decimal is less than 5, the decimal part will be removed)
- Payment date: 13/11/2026
- Ho Chi Minh City Development Joint Stock Commercial Bank will exercise its right to redeem the corporate bonds prior to maturity on November 13, 2026. Bondholders are required to sell all bonds they hold to the issuer and receive payment for the bond redemption. All redeemed bonds will be cancelled.
- Payment place:
+ The holders whose securities have been deposited will complete procedures for the sale of bonds and receive payment at the depository member where they opened the depository account.
+ The holders whose securities have not been deposited will complete procedures for the sale of bonds and receive payment via the account registered by the bondholder with Ho Chi Minh City Development Joint Stock Commercial Bank on 13/11/2026.
Depository members (DMs) are requested to compare the securities holders’ information in the List generated and sent in the form of Certificate of Authorization by VSDC with the information managed by DMs then send Confirmation (Form 03/THQ) in the form of Certificate of Authorization on the accuracy of the list of shareholders (For DMs who have not completed the connection to VSDC’s terminal-based gateway/ISO-based gateway or where the connection has been disrupted, the Confirmation with Certificate of Authorization shall be sent to VSDC's email).  In case of non-acceptance due to data errors or discrepancies, DMs are requested to send the details of errors or discrepancies in writing for necessary correction.
Deadline for sending confirmation: by 10.30 am, 27/10/2026.
If DMs do not send confirmation document by the above deadline, VSDC will consider the list provided to DMs by VSDC accurate and confirmed. In case of arising disputes and losses to shareholders, DMs will have to bear all the related responsibilities.
DMs are requested to fully inform this notice to each investor who has deposited the above shares at DMs within 3 working days from the date on the notice.