1. 5th Payment of Bond Interest (from 03/5/2026 inclusive to 03/11/2026 exclusive)
- Interest rate: 11%/year
- Payment rate: 5,545,205.479 VND/bond
- The bond interest is calculated according to the formula 100,000,000 VND x 11%/year x 184 (days)/365 (days), rounded to 3 decimal places.
- The total amount of bond interest will be rounded down to the whole number (if the first decimal place is equal to or greater than 5, the number is rounded up, if the first decimal place is less than 5, the fractional part is removed).
- Payment date: 03/11/2026
- Payment place:

+ The holders whose bonds have been deposited will receive bond interest at the depository member where they opened depository account.
+ The holders whose securities have not been deposited will
receive bond interest via bank transfer to the accounts registered at Thu Thua Industrial Zone and Urban Development Joint Stock Company, no.46-48, road no.1, Binh Cu 3 quarter, Long An ward, Tay Ninh province, 8am - 5pm from 03/11/2026
2. Redemption of bonds before maturity

- Number of securities to be redeemed: 1,000 bonds
- Execution rate: 1/2
- The redemption price of each bond: 100,000,000 VND/bond
Payment date: 03/11/2026
Principle of rounding: For any fractional bonds arising (if any) when bondholders exercise their rights, to ensure that the number of bonds redeemed does not exceed the maximum number of bonds for tender, the number of bonds to be sold is rounded down to the whole number.
- For example: bondholder owning 7 bonds is entitled to sell 7*1/2=3.5. According to the rounding principle, bondholder is entitled to sell 3 bonds
- There is no deadline to register to sell bonds back to the issuer. This is the case that VSDC finalizes the list of bondholders registered at VSDC, but investors do not register to exercise their right to sell bonds back through VSDC. All redeemed bonds will be cancelled.
- Payment place:
+ The holders whose securities have been deposited will make bond redemption procedures at the depository member where they opened depository account.
+ The holders whose securities have not been deposited will make bond redemption procedures at Thu Thua Industrial Zone and Urban Development Joint Stock Company, no.46-48, road no.1, Binh Cu 3 quarter, Long An ward, Tay Ninh province, 8am - 5pm from 03/11/2026. ID cards or power of attorney have to be presented. 
Depository members (DMs) are requested to compare the securities holders’ information in the List generated and sent in the form of Certificate of Authorization by VSDC with the information managed by DMs then send Confirmation (Form 03/THQ) in the form of Certificate of Authorization on the accuracy of the list of shareholders (For DMs who have not completed the connection to VSDC’s terminal-based gateway/ISO-based gateway or where the connection has been disrupted, the Confirmation with Certificate of Authorization shall be sent to VSDC's email). In case of non-acceptance due to data errors or discrepancies, DMs are requested to send the details of errors or discrepancies in writing for necessary correction.
Deadline for sending confirmation: by 10.30 am, 22/10/2026.
If DMs do not send confirmation document by the above deadline, VSDC will consider the list provided to DMs by VSDC accurate and confirmed. In case of arising disputes and losses to shareholders, DMs will have to bear all the related responsibilities.
DMs are requested to fully inform this notice to each investor who has deposited the above shares at DMs within 3 working days from the date on the notice.